Located in Song Than Industrial Park (Di An district, Binh Duong province), one of the oldest and largest industrial centers of Binh Duong province, Vietnam Bank for Agriculture and Rural Development - Song Than Industrial Park Branch (Agribank Song Than) with its flexible policies, high-quality products and services has become a true company and supporter for businesses and workers.
Founded in 2008, over 10 years of development, Agribank Song Than is currently one of Top 5 commercial banks in Binh Duong province by market share.
Ms. Pham Thi Kim Nga, Deputy Director of Agribank Song Than, said, in 2018, the branch fulfilled all assigned business criteria thanks to the positive socioeconomic performance of Binh Duong province, the elevated spirit of solidarity and creativity of all employees, sound monetary policies of the State Bank of Vietnam (SBV) and Agribank and local supports.
Situated inside the Song Than Industrial Park, Agribank Song Than always strives to provide best products and services for businesses and workers in the best manner. Over the past years, the branch has executed many flexible policies on loan and interest conditions for target customers who are importers, exporters, food and agricultural product companies, wood processors and consumers. The branch has committed to applying competitive interest rates for each term or each borrower segment. By the end of 2018, corporate loans accounted for about 70% of its total loans.
To increase convenience for businesses and workers in industrial zones, Agribank Song Than has invested in opening more transaction offices and installing more ATMs in the past years. Up to now, 45 ATMs have been installed to serve more than 43,000 workers hired by tenants in the industrial park. In addition to issuing more than 192,000 cards, the lender provides modern banking services such as Internet Banking, SMS Banking and E Mobile Banking.
|Agribank Song Than always achieves an over 20% annual growth of deposit mobilization and a 15-16% growth of outstanding loans and keeps bad debt ratio below 1%.
Recently, Agribank Song Than launched the AutoBank CDM system to operate two cash deposit machines (CDMs) featured by 24/7 automated deposit and withdrawal functions (Autobank). Ms. Pham Thi Kim Nga said that, with CDMs, customers can use most of payment services such as money transfer, bill payment, tax/duty payment, credit card balance statement and SMS banking registration. With the CDM AutoBank system, customers can also open online deposit accounts and place cash deposits, which was previously only available at bank counters. Customers directly perform transactions at CDMs without the need for bank staffs at the service and this reduces time for them and helps them use their budget more proactively.
Over 10 years of construction and development, with its aforesaid efforts, Agribank Song Than has been trusted by many customers and considered a companion and a supporter of enterprises. Not only providing good products and services for them, Agribank Song Than also helps them overcome difficulties and expand and develop production and business effectively, thus contributing positively to local and national socioeconomic development.