2:56:52 PM | 30/12/2014
Making a presence in Bac Ninh province not long ago, with its modern equipment and technology, spacious facilities, and attentive and professional service, Saigon - Hanoi Commercial Joint Stock Bank - Bac Ninh Branch (SHB Bac Ninh) has confirmed its name as a reputable credit institution, a trusted address for businesses and citizens in the province of Bac Ninh and neighbouring localities. The bank has provided its customers with satisfaction in financial and banking products and services.
Situated in the Hanoi - Hai Phong - Quang Ninh growth triangle, near major industrial zones of northern Vietnam, and on key transport routes, Bac Ninh, one of the provinces in the northern key economic zone, has a very high provincial competitiveness index (PCI). Following the economic development trend of the region, SHB marked its presence in Bac Ninh province in July 2012 with a desire to contribute to local social and economic development. Besides, SHB provides all financial and banking products and services for customers like deposit, lending, guarantee, trade finance, domestic and international payment, domestic and international card services, and others. The bank has become a strong credit backer for businesses and citizens in the province.
Dang Tien Thanh, Director of SHB Bac Ninh, said, in Bac Ninh province, SHB is a young business. It started business here when the economy was volatile under the global economic recession. But, with the highest effort of all the staff of SHB Bac Ninh to create differences and superiorities over other banks in the locality, the branch quickly asserted its reputation to its customers with high-quality product and service quality and enthusiastic and professional service. During the past two years of operation, SHB Bac Ninh always made tremendous growth. As of the end of the third quarter of 2014, the branch mobilised VND455 billion, lent VND2,179 billion, kept bad debt ratio below 0.3 percent, and made a profit of VND14.2 billion.
In a bid to support local economic development, since its inception, SHB Bac Ninh always actively sides with businesses and shares difficulties and opportunities with local authorities. Currently, the branch is providing a credit support package where borrowers will enjoy the lowest possible interest rate to 6-6.5 percent per annum in the first six months, thus helping them expand business operations. SHB has also lent construction and real estate firms to materialise Resolution 02 of the Government on measures to remove difficulties for businesses and the economy. The branch has also concretised SHB’s credit agreement to finance the upgrading of National Road 38 - the section linking National Road 1 and National Road 5 from Bac Ninh province to Hai Duong province, which costs over VND1,400 billion.
Director Thanh said, to facilitate citizens and businesses access and use banking services and credit sources, SHB Bac Ninh will open three additional transaction offices in Tu Son, Thuan Thanh and Yen Phong districts. Besides, the bank will deploy more new products and services for corporate customers. SHB Bac Ninh will also accelerate high-quality human resources development, improve professional service and build up a strong development base in the integration process.